/* ===== GLOBAL FONT ===== */
html, body {
  font-family: 'Montserrat', sans-serif !important;
  font-weight: 400;
  letter-spacing: 0.2px;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
body {
    font-family: 'Montserrat', sans-serif;
    margin: 0;
    padding: 0;
    font-weight: 400;
  letter-spacing: 0.2px;
    background-color: #f9f9f9;
}
h1, h2, h3, h4, h5, h6 {
  font-weight: 600;
  letter-spacing: 0.3px;
}
img, video {
  max-width: 100%;
  height: auto;
  display: block;
}
html, body {
  max-width: 100%;
  overflow-x: hidden;
}
* {
  box-sizing: border-box;
}

body {
  overflow-x: hidden;
}

/* ---------- Logo Animation ---------- */
#intro{
  pointer-events: all;
  position:fixed;
  top:0;
  left:0;
  width:100%;
  height:100%;
  background:white;
  display:flex;
  justify-content:center;
  align-items:center;
  z-index:9999;
  transition: opacity 0.8s ease;
}

#intro.fade-out{
  opacity:0;
  pointer-events: none;
}

#intro video{
  width:100%;
  max-width: 300px;
}

#main-content{
  display:block;
}
#main-content {
  opacity: 1;
  transition: opacity 0.5s ease;
}

#intro.fade-out {
  opacity: 0;
}
/* ---------- Top Utility Bar ---------- */
.top-bar {
  background: #f6f8fc;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 30px;
}
  
  /* ---------- Social Icons Container ---------- */
  .social-icons {
    display: flex;
    align-items: center;
  }
  
  /* ---------- Base Icon Styling ---------- */
  .icon {
    object-fit: contain;
    vertical-align: middle;
    transition: transform 0.2s ease;
    margin-right: -5px; /* Tight spacing between social icons */
  }
  
  /* ---------- Disable Hover for BNI ---------- */
  .icon:not(.bni):hover {
    transform: scale(1.1);
  }
  
  /* ---------- Individual Logo Sizes ---------- */
  .fb {
    height: 50px;
    width: 100%;
    max-width: 50px;
  }
  
  .insta {
    height: 31px;
    width: 100%;
    max-width:31px;
  }
  
  .yt {
    height: 50px;
    width: 100%;
    max-width:61px;
  }
  
  .bni {
    height: 50px;
    width: auto;
    margin-left: 50px; /* Extra space before BNI */
    margin-right: 0;
    transition: none;
  }
  
  /* ---------- Top Buttons Styling ---------- */
  .top-buttons {
  display: flex;
  align-items: center;
  gap: 15px; /* space between buttons */
}
  
 .btn-outline {
  display: inline-flex;
  align-items: center;
  justify-content: center;

  padding: 10px 22px;
  border: 2px solid #1aa3b8;   /* teal border */
  border-radius: 50px;         /* pill shape */

  font-size: 14px;
  font-weight: 500;
  color: #1aa3b8;

  text-decoration: none;
  background: transparent;

  white-space: nowrap;
  transition: all 0.3s ease;
}
  
  .btn-outline:hover {
    background-color: #00b4d8;
    color: #fff;
  }
  
/* ------------ Main Header Layout ------------ */

.main-header {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 5px;
    background-color: #ffffff;
  }
  
  .header-left img {
    height: 60px;
    width: auto;
    object-fit: contain;
    display: block;
  }
  
  /* Navigation */
  .nav-menu {
    display: flex;
    align-items: center;
    gap: 20px;
    padding-right: 50px;
  } 
  
  .nav-link {
    color: #111;
    text-decoration: none;
    font-weight: 500;
  letter-spacing: 0.3px;
    font-size: 16px;
    position: relative;
    padding: 5px;
    transition: color 0.3s;
  }
  
  .nav-link:hover {
    color: #00b4d8;
  }
  
  .nav-link:hover::after {
    content: '';
    position: absolute;
    width: 100%;
    height: 2px;
    background: #007bff;
    left: 0;
    bottom: -4px;
  }
/* Dropdown container */
.nav-dropdown {
    position: relative;
}

/* Dropdown menu hidden by default */
.dropdown-menu {
    position: absolute;
    top: 100%;
    left: 0;
    background: #fff;
    min-width: 240px;
    box-shadow: 0 8px 20px rgba(0,0,0,0.08);
    border-radius: 6px;
    padding: 8px 0;

    opacity: 0;
    visibility: hidden;
    transform: translateY(10px);
    transition: all 0.3s ease;
    z-index: 999;
}

/* Dropdown links */
.dropdown-menu a {
    display: block;
    padding: 12px 20px;
    text-decoration: none;
    color: #333;
    font-size: 15px;
    transition: 0.2s;
}

/* Hover effect */
.dropdown-menu a:hover {
    background: #f4faff;
    color: #0bb5ff;
}

/* Show dropdown on hover */
.nav-dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}
  /* Hero Banner Section */
.hero-banner {
    position: relative;
    width: 100%;
    height: 90vh;
    overflow: hidden;
  }
  /* Hidden on desktop */
.mobile-about-hero{
    display:none;
}
  
  .hero-video {
    position: absolute;
    top: 0;
    left: 0;
    min-width: 100%;
    min-height: 100%;
    object-fit: cover;
    z-index: 1;
  }
  
  .hero-content {
    position: relative;
    z-index: 2;
    color: white;
    text-align: center;
    top: 50%;
    transform: translateY(-50%);
    width: 100%;
    font-family: 'Montserrat', sans-serif;
    padding: 0 20px;
  }
  
  .hero-content h1 {
    font-size: 48px;
    margin-bottom: 10px;
  }
  
  .hero-content p {
    font-size: 24px;
  }

/* Why Choose Us Section */
.why-choose-us {
  background: #f6f8fc;
  padding: 60px 20px;
  text-align: center;
}

.why-choose-us h2 {
  color: #0033cc;
  margin-bottom: 40px;
  font-weight: 700;
}

/* Responsive 3x2 Grid */
.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  max-width: 1200px;
  margin: 0 auto;
}

/* Card Design */
.feature-card {
  background: #fff;
  padding: 25px 20px;
  border-radius: 15px;
  box-shadow:  0 10px 25px rgba(0, 0, 0, 0.10),
    0 2px 6px rgba(0, 0, 0, 0.06);
  transition: transform 0.3s ease, box-shadow 0.3s ease;;
}

.feature-card:hover {
  transform: translateY(-5px);
}

.feature-card h3 {
  font-size: 18px;
  color: #000;
  font-weight: 600;
  margin-top: 20px;
}

.feature-card p {
  font-size: 14px;
  margin-top: 10px;
  color: #444;
  line-height: 1.6;
}

/* Icon Circle */
.icon-wrapper img {
  max-width: 100%;
  max-height: 100%;
  object-fit: contain;
  display: block;
}

.icon-wrapper {
  width: 90px;
  height: 90px;
  border: 2px solid #0044cc;
  border-radius: 50%;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
}

.icon-wrapper img {
  object-fit: contain;
  display: block;
}

/* INDIVIDUAL IMAGE SIZES */
.icon-wrapper img[src*="application process"] {
  width: 200px;
  height: 200px;
}

.icon-wrapper img[src*="fast loan"] {
  width: 200px;
  height: 200px;
}

.icon-wrapper img[src*="interest rates"] {
  width: 100px !important;
  height: 100px !important;
  object-fit: contain;
  display: block;
}

.icon-wrapper img[src*="personalized loan solution"] {
  width: 70px;
  height: 70px;
}

.icon-wrapper img[src*="partnerships"] {
  width: 90px;
  height: 90px;
}

.icon-wrapper img[src*="expert advice"] {
  width: 90px;
  height: 90px;
}

.rating {
    display: block; 
    margin-top: 5px;
}

/* Services Section Container */
.services-section {
  padding: 60px 30px;
  text-align: center;
  background-color: #fff;
}

.services-section h2 {
  font-weight: 700;
  text-align: center;
  color: #0033cc;
  margin-bottom: 40px;
  font-family: 'Montserrat', sans-serif;
}

/* Services Grid Layout */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
  max-width: 1100px;
  margin: auto;
}
/* Service Card Styling */
.service-card {
  background-color: transparent;
  padding: 10px;
  border-radius: 12px;
  transition: transform 0.3s ease;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  height: auto;
}

/* Icon Styling - Different Sizes */
.service-card img {
  width: auto;
  object-fit: contain;
  display: block;
  margin-bottom: 4px;
}

.service-card:nth-child(1) img {
  width: 200px;
  margin-bottom: -50px; /* negative margin pulls h3 upward */
}
.service-card:nth-child(2) img {
  width: 240px;
  margin-bottom: -10px;
}
.service-card:nth-child(3) img {
  width: 160px;
  margin-bottom: -10px;
}
.service-card:nth-child(4) img {
  width: 220px;
  margin-bottom: -10px;
}
.service-card:nth-child(5) img {
  width: 280px;
  margin-bottom: -30px;
  margin-top: -20px;
}
.service-card:nth-child(6) img {
  width: 240px;
  margin-bottom: -60px;
  margin-top: -50px;
}

/* Card Headings */
.service-card h3 {
  font-size: 20px;
  margin-bottom: 5px;
  color: #0033cc;
  font-family: 'Montserrat', sans-serif;
}

/* Learn More Button */
.btn-learn {
  margin-top: 5px;
  align-self: center;
  padding: 10px 24px;
  border: 2px solid #0033cc;
  border-radius: 25px;
  text-decoration: none;
  color: #0033cc;
  font-weight: 600;
  font-family: 'Montserrat', sans-serif;
  transition: all 0.3s ease;
}

.btn-learn:hover {
  border: 0px;
  background-color: #00b4d8;
  color: white;
}

/* Call Our Experts Button */
.call-expert-btn {
  display: inline-flex;
  align-items: center;
  margin-top: 50px;
  gap: 8px;
  background-color: #00b4d8;
  color: #ffffff;
  padding: 7px 7px;
  border-radius: 6px;
  text-decoration: none;
  font-weight: 600;
  cursor: pointer;
  transition: background-color 0.3s ease;
}

.call-expert-btn:hover {
  background: #0055ff;
  box-shadow: 0 8px 20px rgba(0, 51, 204, 0.4);
}

.btn-icon {
  width: 30px;
  height: 30px;
}
/* Testimonial Section Container */
.testimonials-section {
  background: #f6f8fc;
  padding: 60px 30px 50px 30px;
  text-align: center;
}

.testimonials-section h2 {
  color: #0033cc;
  font-weight: 700;
  margin-bottom: 40px;
  font-family: 'Montserrat', sans-serif;
}

/* Testimonials Grid Layout */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  max-width: 1100px;
  margin: 0 auto;
}

/* Individual Testimonial Card */
.testimonial-card {
  background: #d9f4ff;
  border-radius: 20px;
  padding: 25px;
  text-decoration: none;
  color: #000;
  transition: transform 0.3s ease;
  box-shadow: 0 6px 14px rgba(0, 0, 0, 0.05);
  text-align: center;

  display: flex;
  flex-direction: column;
  justify-content: space-between;
  height: 100%; 
}

.testimonial-card:hover {
  transform: translateY(-5px);
}

/* Card Background Variants */
.testimonial-card.pink {
  background: #ffe1e5;
}

.testimonial-card.yellow {
  background: #fff1d6;
}

/* Review Text Styling */
.testimonial-card p {
  line-height: 1.6;
  margin-bottom: 0px;  
} 

/* Reviewer Section */
.reviewer {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
}

/* Initial Circle */
.initial-circle {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  font-size: 18px;
  color: white;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Montserrat', sans-serif;
}

/* Reviewer Name and Rating */
.reviewer-name {
  font-weight: 600;
  color: #007bff;
}

.rating {
  font-size: 14px;
  color: #444;
}

/* See More Button */
.see-more-wrapper {
  margin-top: 70px; 
  display: flex;
  justify-content: center;
}

.btn-see-more {
  padding: 10px 24px;
  border: 2px solid #00b4d8;
  color: #00b4d8;
  border-radius: 30px;
  text-decoration: none;
  font-weight: 600;
  transition: 0.3s ease;
  font-family: 'Montserrat', sans-serif;
}

.btn-see-more:hover {
  background-color: #00b4d8;
  color: white;
}

/* Scroller Section */
.partners-section {
  padding-top: 20px;
  padding-bottom: 30px;
  text-align: center;
  overflow: hidden;
  background-color: #fff;
}

.partners-section h2 {
  color: #0033cc;
  font-weight: 700;
  margin-bottom: 40px;
  font-family: 'Montserrat', sans-serif;
}

/* Slider Wrapper */
.logo-slider {
  position: relative;
  width: 100%;
  overflow: hidden;
  height: 90px;
  display: flex;
  align-items: center;
}

/* Moving Track */
.logo-track {
  display: flex;
  align-items: center;
  gap: 60px;
  width: max-content;
  animation: scroll-logos 20s linear infinite;
}
/* Fix visually smaller logos */
.logo-track img[alt="HDFC Bank"]{
  height: 200px;
}

.logo-track img[alt="Bank of Baroda"]{
  height: 70px;
}

.logo-track img[alt="Bank of India"]{
  height: 85px;
}

.logo-track img[alt="Yes Bank"]{
  height: 70px;
}

/* Fix visually larger logos */
.logo-track img[alt="IDFC Bank"]{
  height: 50px;
}

.logo-track img[alt="ICICI Bank"]{
  height: 200px;
}

.logo-track img[alt="State Bank of India"]{
  height: 40px;
}

.logo-track img[alt="PNB Bank"]{
  height: 300px !important;
} 

.logo-track img[alt="poonawalla-fincorp Bank"]{
  height: 250px;
}

/* Logo Style */
.logo-track img {
  width: 140px;
  height: 70px;
  object-fit: contain;
  padding: 10px;
  filter: grayscale(0%);
  opacity: 0.95;
  transition: transform 0.3s ease;
}
/* Trusted Partners & NBFCs */
.logo-track img:hover {
  transform: scale(1.08);
}

/* Animation */
@keyframes scroll-logos {
  from {
    transform: translateX(0);
  }
  to {
    transform: translateX(-50%);
  }
}

/* Counter */
.stats-section{
    padding:80px 30px;
    background:#fff;
}

.stats-container{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:24px;
    max-width:1200px;
    margin:auto;
}

.stat-box{
    background:linear-gradient(
        225deg,
        #d6ecff 0%,
        #e8f5ff 40%,
        #f8fcff 75%,
        #eef6ff 100%
    );

    border-radius:22px;
    padding:32px 20px;
    min-height: 180px;
    text-align:center;

    box-shadow:0 10px 30px rgba(0,0,0,.08);

    transition:.3s ease;
}

.stat-box:hover{
    transform:translateY(-8px);
    box-shadow:0 18px 40px rgba(11,87,208,.15);
}

.stat-box h2{
    font-size:48px;
    color:#0B57D0;
    font-weight:700;
    margin-bottom:8px;
}

.stat-box p{
    font-size:17px;
    color:#374151;
    margin:0;
}
/* Apply Now Button */
.apply-btn {
  background: #00b4d8;
  color: #ffffff;
  padding: 15px 40px;
  font-size: 18px;
  font-weight: 600;
  border: none;
  border-radius: 50px;
  cursor: pointer;
  transition: all 0.3s ease;
  box-shadow: 0 4px 15px rgba(0, 51, 204, 0.3);
}

.apply-btn:hover {
  background: #0055ff;
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(0, 51, 204, 0.4);
}
/* Footer */
.main-footer {
  background-color: #f6f8fc;
  color: #0033cc;
  padding: 60px 10% 20px;
}

.footer-container {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 40px;
}

.footer-col h3,
.footer-col h4 {
  margin-bottom: 15px;
}

.footer-col p{
  display:flex;
  align-items:flex-start;   /* aligns icon with first line of text */
  gap:6px;                  /* space between icon and text */
  font-size:14px;
  line-height:1.6;
  margin-bottom:10px;
}

.footer-col ul {
  list-style: none;
  padding: 0;
}

.footer-col ul li {
  margin-bottom: 8px;
}

.footer-col ul li a {
  color: #0033cc;
  text-decoration: none;
  font-size: 14px;
}

.footer-col ul li a:hover {
  color: #00a2ff;
}

.footer-bottom {
  text-align: center;
  margin-top: 40px;
  border-top: 1px solid rgba(255,255,255,0.3);
  padding-top: 15px;
  font-size: 14px;
}
/* Footer Logo Size */
.footer-logo img {
  width: 150px;   /* reduce size here */
  height: auto;
  padding-top: 15px;
}
.footer-social {
  display: flex;
  justify-content: center;   /* centers horizontally */
  align-items: center;
  margin-bottom: -60px;
}

.social-icon {
  transition: transform 0.3s ease;
}

/* Individual Size Adjustments */
.fb-icon {
  width: 56px;
}

.insta-icon {
  width: 35px;
}

.yt-icon {
  width: 70px;
}

.social-icon:hover {
  transform: scale(1.15);
}
/* Follow Us button */
.follow-btn {
  display: inline-block;
  color: #00b4d8; /* sky blue text */
  padding: 8px 20px;
  border: 2px solid #00b4d8; /* sky blue border */
  border-radius: 30px; /* fully rounded corners */
  font-size: 14px;
  text-decoration: none;
  background-color: transparent; /* no background */
  margin-bottom: 15px;
}
.contact-icon{
  width:16px;
  height:16px;
  flex-shrink:0;
  margin-top: 3px;
}
.contact-item{
  display:flex;
  align-items:flex-start;
  justify-content: flex-start;
  text-align: left;
  gap:4px;
  font-size:14px;
  line-height:1.6;
  margin-bottom:10px;
}

.contact-item span{
  display:inline-block;
  max-width: 210px;
}

/* About Us Page Hero Banner */
.about-hero {
  width: 100%;
  height: 60vh;
  display: flex;
  justify-content: center;
  align-items: center;
  overflow: hidden;
  position: relative;
}

.about-hero-img {
  width: 80%;
  height: 100%;
  object-fit: cover;

  /* animation */
  transform: scale(1.1);
  animation: heroZoom 4s ease forwards;
}

/* Zoom animation */
@keyframes heroZoom {
  from {
    transform: scale(1.2);
    opacity: 0;
  }
  to {
    transform: scale(1);
    opacity: 1;
  }
}
/* CTA Button Container */
.cta-container {
  display: flex;
  justify-content: center;
  align-items: center;
  margin: 30px 0 50px 0;
}

/* Schedule Consultation Button */
.cta-btn {
  display: inline-block;
  padding: 16px 40px;
  font-size: 18px;
  font-weight: 600;
  color: #00b4d8;
  background: #f6f8fc;
  border: 2px solid #00b4d8;
  border-radius: 40px;
  text-decoration: none;
  transition: all 0.3s ease;
}

/* Hover Effect */
.cta-btn:hover {
  background-color: #0055ff;
  border: 2px solid #0055ff ;
  color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(0,0,0,0.15);
}
/* Modal Background */
.consult-modal { 
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.6);

  display: flex;
  justify-content: center;
  align-items: center; /* ✅ THIS IS KEY */

  z-index: 9999;

  opacity: 0;
  pointer-events: none;
  transition: 0.3s;
}

.consult-modal.active{
  opacity: 1;
  pointer-events: all;
}
.consult-box h2{
  color:#1a56db;
  font-size:28px;       /* 🔥 Bigger = cleaner */
  line-height:1.2;
  margin-bottom:8px;
}
.consult-box p{
  margin-bottom:18px;
  color:#555;
}

/* Form Box */
body.modal-open {
  overflow: hidden;
}
.enquiry-success-modal {
  position: fixed;
  inset: 0;
  display: flex;
  justify-content: center;
  align-items: center;
  background: rgba(12, 28, 56, 0.6);
  z-index: 10010;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.25s ease;
}
.enquiry-success-modal.active {
  opacity: 1;
  pointer-events: all;
}
.enquiry-success-card {
  width: 100%;
  max-width: 460px;
  margin: 0 20px;
  padding: 32px 28px;
  background: #ffffff;
  border-radius: 22px;
  box-shadow: 0 30px 80px rgba(0, 18, 45, 0.18);
  text-align: center;
  position: relative;
  animation: popupFade 0.3s ease;
}
.enquiry-success-card h3 {
  margin: 18px 0 12px;
  font-size: 1.9rem;
  color: #38bdf8;
}
.enquiry-success-card p {
  color: #4f5d75;
  line-height: 1.7;
  margin-bottom: 24px;
  font-size: 1rem;
}
.success-mark {
  width: 90px;
  height: 90px;
  margin: 0 auto;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: linear-gradient(135deg, #7dd3fc 0%, #0ea5e9 100%);
  box-shadow: 0 24px 48px rgba(14, 165, 233, 0.22);
}
.success-mark span {
  font-size: 3rem;
  color: #ffffff;
  line-height: 1;
}
.close-success-modal {
  position: absolute;
  top: 18px;
  right: 18px;
  width: 36px;
  height: 36px;
  border: none;
  background: transparent;
  color: #475569;
  font-size: 1.7rem;
  cursor: pointer;
}
.modal-action-btn {
  width: 100%;
  padding: 14px 18px;
  border-radius: 12px;
  border: none;
  background: #0ea5e9;
  color: #ffffff;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  transition: transform 0.2s ease, background-color 0.2s ease;
}
.modal-action-btn:hover {
  background-color: #0284c7;
  transform: translateY(-1px);
}
.consult-box{
  background:#fff;
  padding: 40px;
  width:420px;              /* 🔥 Increase width */
  max-width:95%;
  border-radius:12px;       /* Slightly smoother */
  box-shadow:0 20px 50px rgba(0,0,0,0.2);
  position:relative;
  text-align:center;
  animation:popupFade 0.3s ease;
}

/* Animation */

@keyframes popupFade{
from{
transform:scale(0.9);
opacity:0;
}
to{
transform:scale(1);
opacity:1;
}
}

/* Close Button */

.close-consult{
position:absolute;
top:12px;
right:18px;
font-size:22px;
cursor:pointer;
}
.center-btn {
  display: block;
  margin: 40px auto;   /* 🔥 centers perfectly */
}
.center-btn {
  display: block;
  margin: 50px auto;

  padding: 16px 40px;
  font-size: 16px;

  border-radius: 50px;
}
.consult-section .btn-outline {
  display: block;
  margin: 50px auto;

  padding: 18px 45px;
  font-size: 17px;
  font-weight: 500;

  border-radius: 50px;

  color: #00a8c6;
  border: 2px solid #00a8c6;
  background: transparent;

  transition: all 0.3s ease;
}

.consult-section .btn-outline:hover {
  background: #00a8c6;
  color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 10px 25px rgba(0,0,0,0.15);
}

/* Form Inputs */

.consult-form{
display:flex;
flex-direction:column;
gap:14px;
margin-top:20px;
}
.name-row {
  display: flex;
  gap: 10px;
}

.name-row input {
  width: 100%;
}
.consult-form input,
.consult-form select{
padding:12px;
border:1px solid #ddd;
border-radius:6px;
font-size:14px;
}

/* Button */

.consult-form button{
background:#1e5eff;
color:white;
border:none;
padding:14px;
border-radius:6px;
font-size:16px;
cursor:pointer;
transition:0.3s;
}

.consult-form button:hover{
background:#1749c6;
}
/* Success Card */

.thank-you-card{
background:#fff;
padding:40px;
width:380px;
border-radius:12px;
text-align:center;
box-shadow:0 20px 50px rgba(0,0,0,0.2);
z-index:1001;
}

.success-gif{
width:120px;
margin-bottom:10px;
}

.thank-you-card button{
margin-top:15px;
background:#1e5eff;
color:#fff;
border:none;
padding:10px 20px;
border-radius:6px;
cursor:pointer;
}
/* About */
.about-container {
    display: flex;
    justify-content: center;
    align-items: flex-start;
    gap: 60px;
    padding-top: 0px;
    padding-right: 8%;
    padding-left: 8%;
    padding-bottom: 50px;
    background-color: white;
}

/* LEFT SIDE */
.about-left {
    flex: 1;
}

.about-left h2 {
    color: #0b5ed7;
    font-size: 28px;
    margin-bottom: 15px;
}

.about-left img {
    width: 100%;
    max-width: 600px;
    border-radius: 4px;
}

/* RIGHT SIDE */
.about-right {
    flex: 1;
}

.about-right h2 {
    color: #0b5ed7;
    font-size: 28px;
    margin-bottom: 15px;
}

.about-right p {
    font-size: 16px;
    line-height: 1.7;
    color: #333;
    margin-bottom: 18px;
    text-align: justify;
}

/* Animation Base */
.about-left,
.about-right {
    opacity: 0;
    transition: all 1s ease;
}

/* Left image animation start position */
.about-left {
    transform: translateX(-80px);
}

/* Right text animation start position */
.about-right {
    transform: translateX(80px);
}

/* When visible */
.about-left.show,
.about-right.show {
    opacity: 1;
    transform: translateX(0);
}
/* Mission Vision Section */
.mission-vision {
    display: flex;
    justify-content: center;
    gap: 40px;
    padding: 40px 8%;
    flex-wrap: wrap;
}

/* Each Box */
.mv-box {
    flex: 1;
    min-width: 320px;
}

/* Title */
.mv-title {
    border: 2px solid #444;
    text-align: center;
    padding: 10px;
    font-size: 28px;
    background: #f6f8fc;
    color: #1aa3b8;
    margin-bottom: 15px;
    font-weight: 600;
}

/* Content */
.mv-content {
    background-color: #d9edf2;
    padding: 20px;
    text-align: center;
    min-height: 160px;   /* add this */
    display: flex;       /* add this */
    align-items: center; /* vertically center text */
    justify-content: center;
}

.mv-content p {
    font-size: 16px;
    line-height: 1.7;
    color: #444;
}
/* Awards Section */
/* Section */
.awards-section {
    background: #ffffff;
    padding: 60px 8%;
    text-align: center;
}

/* Title */
.awards-title {
    color: #1a56db;
    font-weight: 700;
    margin-bottom: 10px;
}

.awards-subtitle {
    color: #6c757d;
    margin-bottom: 40px;
}

/* Grid */
.awards-gallery {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 30px;
}

/* Card */
.award-card {
    background: #fff;
    border-radius: 16px;
    padding: 15px;
    box-shadow: 0 10px 25px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
}

/* Image */
.award-card img {
    width: 100%;
    height: 220px;
    object-fit: contain;
}

/* Text */
.award-card p {
    margin-top: 10px;
    font-weight: 500;
    color: #333;
}

/* Hover */
.award-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 15px 35px rgba(0,0,0,0.15);
}

/* Logo Ticker Container */
.logo-ticker {
    overflow: hidden;
    position: relative;
}

/* Moving Track */
.logo-track {
    display: flex;
    align-items: center;
    gap: 15px;
    width: max-content;
    animation: scrollTicker 25s linear infinite;
}

/* Pause on hover */
.logo-ticker:hover .logo-track {
    animation-play-state: paused;
}

/* Logo item */
.logo-item img {
    height: 70px;
    width: auto;
    object-fit: contain;
    filter: grayscale(0%);
    transition: transform 0.3s ease;
}

/* Hover effect */
.logo-item img:hover {
    transform: scale(1.1);
}

/* Animation */
@keyframes scrollTicker {
    from {
        transform: translateX(0);
    }
    to {
        transform: translateX(-50%);
    }
}

/* Join Our Team Button */
.join-team-btn {
    display: inline-block;
    padding: 14px 32px;
    border: 2px solid #00b4d8;
    color: #00b4d8;
    text-decoration: none;
    font-size: 16px;
    font-weight: 600;
    border-radius: 30px;
    transition: all 0.3s ease;
}

/* Hover effect */
.join-team-btn:hover {
    background-color: #0055ff;
    border: #0055ff;
    color: #fff;
    transform: translateY(-2px);
    box-shadow: 0 6px 18px rgba(11, 181, 255, 0.3);
}
.join-team-wrapper {
    text-align: center;
    margin-top: 30px;
}
/* Personal Loan Section */
.personal-loan {
    padding: 60px 8%;
    text-align: center;
}

/* Heading */
.pl-heading {
    color: #1a56db;
    margin-bottom: 15px;
    font-weight: 700;
}

/* Subtext */
.pl-subtext {
    max-width: 800px;
    margin: auto;
    font-size: 17px;
    color: #444;
    line-height: 1.6;
    margin-bottom: 50px;
}

/* Grid */
.pl-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

/* Card */
.pl-card {
    cursor: pointer;
    transition: 0.3s;
}

/* Image */
.pl-card img {
    width: 100%;
    height: 220px;
    object-fit: cover;
    border-radius: 6px;
}

/* Title */
.pl-card h3 {
    margin-top: 15px;
    font-size: 20px;
    color: #2aa7b8;
    font-weight: 600;
}
/* CARD COLORS */
.salaried{
background:#d9edf3;
}

.self{
background:#f2e8c9;
}

.business{
background:#ead8cc;
}

/* Hover effect */
.pl-card:hover {
    transform: translateY(-8px);
}

.pl-card:hover img {
    box-shadow: 0 10px 25px rgba(0,0,0,0.15);
}
/* Base animation setup */
.pl-card {
  opacity: 0;
  animation-duration: 1s;
  animation-fill-mode: forwards;
}

/* LEFT and RIGHT cards → from bottom */
.pl-card:nth-child(1),
.pl-card:nth-child(3),
.pl-card:nth-child(4),
.pl-card:nth-child(6) {
  transform: translateY(80px);
  animation-name: slideFromBottom;
}

/* CENTER cards → from top */
.pl-card:nth-child(2),
.pl-card:nth-child(5) {
  transform: translateY(-80px);
  animation-name: slideFromTop;
}

/* Keyframes */
@keyframes slideFromBottom {
  from {
    opacity: 0;
    transform: translateY(80px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes slideFromTop {
  from {
    opacity: 0;
    transform: translateY(-80px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Delay for smooth sequence */
.pl-card:nth-child(1) { animation-delay: 0.2s; }
.pl-card:nth-child(2) { animation-delay: 0.4s; }
.pl-card:nth-child(3) { animation-delay: 0.6s; }
.pl-card:nth-child(4) { animation-delay: 0.8s; }
.pl-card:nth-child(5) { animation-delay: 1s; }
.pl-card:nth-child(6) { animation-delay: 1.2s; }

/* Apply Now Button */
.apply-btn-wrapper {
  text-align: center;
  margin-top: 30px;
}
.apply-btn {
  background: #00b4d8;
  color: #ffffff;
  padding: 15px 40px;
  font-size: 18px;
  font-weight: 600;
  border: none;
  border-radius: 50px;
  cursor: pointer;
  transition: all 0.3s ease;
  box-shadow: 0 4px 15px rgba(0, 51, 204, 0.3);
}

.apply-btn:hover {
  background: #0055ff;
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(0, 51, 204, 0.4);
}
/* Section */
.who-apply {
    padding: 70px 8%;
    background: #ffffff;
    text-align: center;
}

/* Title */
.who-title {
    font-size: 36px;
    color: #0055ff;
    margin-bottom: 15px;
}

/* Subtitle */
.who-subtitle {
    font-size: 17px;
    color: #555;
    max-width: 800px;
    margin: auto;
    margin-bottom: 50px;
    line-height: 1.2;
}

/* Grid */
.who-grid {
    display: flex;
    justify-content: center;
    gap: 30px;
    flex-wrap: wrap;
}

/* Cards */
.who-card {
    width: 320px;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    transition: 0.4s ease;
    display: flex;
    flex-direction: column;
}
.who-card-content {
    padding: 20px 20px;
}

/* COLORS */
.salaried-bg {
    background: #d9edf3;
}

.business-bg {
    background: #ead8cc;
}

.pension-bg {
    background: #f2e8c9;
}
.who-card {
    background: transparent;
}

.salaried-bg,
.business-bg,
.pension-bg {
    height: 100%;
}
/* Image */
.who-card img {
    width: 100%;
    height: 200px;
    object-fit: cover;
}

/* Text */
.who-card h3 {
    color: #0077b6;
    margin: 15px 0px 10px;
}

.who-card p {
    padding: 0 15px 20px;
    color: #555;
    line-height: 1.5;
}

/* Hover Effect */
.who-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 15px 30px rgba(0,0,0,0.15);
}
/* Eligibility Section */
.eligibility-section {
    padding: 10px 20px;
    background: #f8fbff;
    text-align: center;
}

/* Title */
.section-title {
    font-size: 38px;
    font-weight: 700;
    color: #010c1f;
    margin-bottom: 50px;
}
.loan-highlight{
    color:#1a56db;
}

/* Container */
.eligibility-container,
.eligibility-wrapper {
    display: flex;
    justify-content: center;
    gap: 40px;
    flex-wrap: wrap;
}

/* Cards */
.eligibility-card {
    background: #ffffff;
    padding: 35px 30px;
    border-radius: 18px;
    max-width: 520px;
    text-align: left;
    line-height: 1.8;
    font-size: 16px;
    color: #444;

    /* Premium Shadow */
    box-shadow: 0 10px 30px rgba(0,0,0,0.08);

    /* Smooth hover */
    transition: all 0.3s ease;
}

/* Hover Effect */
.eligibility-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 18px 40px rgba(0,0,0,0.12);
}

/* List */
.eligibility-card ul {
    padding-left: 18px;
    margin: 10px 0 20px;
}

.eligibility-card li {
    margin-bottom: 8px;
}

/* Bold headings inside */
.eligibility-card strong {
    color: #222;
}
.faq-section {
    padding: 80px 20px;
    background: white;
}

.faq-title {
    text-align: center;
    color: #1a56db;
    background: white;
    margin-bottom: 40px;
}

.faq-container {
    max-width: 1000px;
    margin: auto;
}

.faq-item {
    border: 1px solid #ddd;
    margin-bottom: 10px;
}

/* Question Bar */
.faq-question {
    padding: 18px 20px;
    background: #f8f9fa;
    cursor: pointer;
    display: flex;
    align-items: center;
    text-align: left;
    justify-content: flex-start;
    gap: 12px;
    font-size: 17px;
}

/* Icon */
.faq-icon {
    font-size: 22px;
    font-weight: bold;
}

/* Answer hidden by default */
.faq-answer {
    display: none;
    padding: 20px;
    background: white;
    line-height: 1.7;
    text-align: left;
}

/* Show answer when active */
.faq-item.active .faq-answer {
    display: block;
}
.faq-answer {
    display: none;
}

.faq-item.active .faq-answer {
    display: block;
}

.faq-question {
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 10px;
}

.faq-icon {
    font-weight: bold;
    font-size: 18px;
    width: 20px;
}

/* Buisness Loan Section */
.bl-section {
    padding: 60px 8%;
    text-align: center;
}

/* Heading */
.bl-title {
    color: #1a56db;
    margin-bottom: 15px;
    font-weight: 700;
}

/* Subtext */
.bl-subtitle {
    max-width: 800px;
    margin: auto;
    font-size: 17px;
    color: #444;
    line-height: 1.6;
    margin-bottom: 50px;
}

/* Grid */
.bl-container {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

/* Apply Now Button */
.apply-btn-wrapper {
  text-align: center;
  margin-top: -20px;
}
.apply-btn {
  background: #00b4d8;
  color: #ffffff;
  padding: 15px 40px;
  font-size: 18px;
  font-weight: 600;
  border: none;
  border-radius: 50px;
  cursor: pointer;
  transition: all 0.3s ease;
  box-shadow: 0 4px 15px rgba(0, 51, 204, 0.3);
}

.apply-btn:hover {
  background: #0055ff;
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(0, 51, 204, 0.4);
}

/* Card */
.bl-card {
    cursor: pointer;
    transition: 0.3s;
}

/* Image */
.bl-card img {
    width: 100%;
    height: 220px;
    object-fit: cover;
    border-radius: 6px;
}

/* Title */
.bl-card h3 {
    margin-top: 15px;
    font-size: 20px;
    color: #2aa7b8;
    font-weight: 600;
}

/* Hover effect */
.bl-card:hover {
    transform: translateY(-8px);
}

.bl-card:hover img {
    box-shadow: 0 10px 25px rgba(0,0,0,0.15);
}
/* Base animation setup */
.bl-card {
  opacity: 0;
  animation-duration: 1s;
  animation-fill-mode: forwards;
}

/* LEFT and RIGHT cards → from bottom */
.bl-card:nth-child(1),
.bl-card:nth-child(3),
.bl-card:nth-child(4),
.bl-card:nth-child(6) {
  transform: translateY(80px);
  animation-name: slideFromBottom;
}

/* CENTER cards → from top */
.bl-card:nth-child(2),
.bl-card:nth-child(5) {
  transform: translateY(-80px);
  animation-name: slideFromTop;
}

/* Keyframes */
@keyframes slideFromBottom {
  from {
    opacity: 0;
    transform: translateY(80px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes slideFromTop {
  from {
    opacity: 0;
    transform: translateY(-80px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Delay for smooth sequence */
.bl-card:nth-child(1) { animation-delay: 0.2s; }
.bl-card:nth-child(2) { animation-delay: 0.4s; }
.bl-card:nth-child(3) { animation-delay: 0.6s; }
.bl-card:nth-child(4) { animation-delay: 0.8s; }
.bl-card:nth-child(5) { animation-delay: 1s; }
.bl-card:nth-child(6) { animation-delay: 1.2s; }

/* Section */
.who-apply {
    padding: 70px 8%;
    background: #ffffff;
    text-align: center;
}

/* Title */
.who-title {
    color: #0055ff;
    margin-bottom: 15px;
}

/* Subtitle */
.who-subtitle {
    font-size: 17px;
    color: #555;
    max-width: 800px;
    margin: auto;
    margin-bottom: 50px;
    line-height: 1.2;
}

/* Grid */
.business-types {
    display: flex;
    justify-content: center;
    gap: 30px;
    flex-wrap: wrap;
}

/* Cards */
.business-card {
    width: 320px;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    transition: 0.4s ease;
}
.business-card-content {
    padding: 20px;
}
/* COLORS */
.SME-bg {
    background: #d9edf3;
}

.startup-bg {
    background: #f2e8c9;
}

.self-bg {
    background: #ead8cc;
}
.card-content {
    height: 100%;
}
/* Image */
.business-card img {
    width: 100%;
    height: 200px;
    object-fit: cover;
}

/* Text */
.business-card h3 {
    color: #0077b6;
    margin: 15px 0px 10px;
}

.business-card p {
    padding: 0 15px 20px;
    color: #555;
    line-height: 1.5;
}

/* Hover Effect */
.business-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 15px 30px rgba(0,0,0,0.15);
}

/* Eligibility Section */
.eligibility-section {
    padding: 10px 0px;
    background: #f8fbff;
    text-align: center;
}

/* Title */
.section-title {
    font-size: 38px;
    font-weight: 700;
    color: #1a56db;
    margin-bottom: 50px;
}

/* Container */
.eligibility-wrapper {
    display: flex;
    justify-content: center;
    gap: 40px;
    width: 100%;
}

/* Cards */
.eligibility-card {
    background: #ffffff;
    padding: 35px 30px;
    border-radius: 18px;
    flex: 1;
    text-align: left;
    line-height: 1.8;
    font-size: 16px;
    color: #444;

    box-shadow: 0 10px 30px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
}

/* Hover Effect */
.eligibility-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 18px 40px rgba(0,0,0,0.12);
}

/* List */
.eligibility-card ul {
    padding-left: 18px;
    margin: 10px 0 20px;
}

.eligibility-card li {
    margin-bottom: 8px;
}

/* Bold headings inside */
.eligibility-card strong {
    color: #222;
}

.faq-section {
    padding: 80px 20px;
    background: white;
}

.faq-title {
    text-align: center;
    font-size: 36px;
    color: #1a56db;
    background: white;
    margin-bottom: 40px;
}

.faq-container {
    max-width: 1000px;
    margin: auto;
}

.faq-item {
    border: 1px solid #ddd;
    margin-bottom: 10px;
}

/* Question Bar */
.faq-question {
    padding: 18px 20px;
    background: #f8f9fa;
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 17px;
}

/* Icon */
.faq-icon {
    font-size: 22px;
    font-weight: bold;
}

/* Answer hidden by default */
.faq-answer {
    display: none;
    padding: 20px;
    background: white;
    line-height: 1.7;
}

/* Show answer when active */
.faq-item.active .faq-answer {
    display: block;
}
.faq-answer {
    display: none;
}

.faq-item.active .faq-answer {
    display: block;
}

.faq-question {
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 10px;
}

.faq-icon {
    font-weight: bold;
    font-size: 18px;
    width: 20px;
}

/* Housing Loan Section */
.hl-section {
    padding: 60px 8%;
    text-align: center;
}

/* Heading */
.hl-title {
    color: #1a56db;
    margin-bottom: 15px;
    font-weight: 700;
}

/* Subtext */
.hl-subtitle {
    max-width: 800px;
    margin: auto;
    font-size: 17px;
    color: #444;
    line-height: 1.6;
    margin-bottom: 50px;
}

/* Grid */
.hl-container {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

/* Apply Now Button */
.apply-btn-wrapper {
  text-align: center;
  margin-top: -20px;
}
.apply-btn {
  background: #00b4d8;
  color: #ffffff;
  padding: 15px 40px;
  font-size: 18px;
  font-weight: 600;
  border: none;
  border-radius: 50px;
  cursor: pointer;
  transition: all 0.3s ease;
  box-shadow: 0 4px 15px rgba(0, 51, 204, 0.3);
}

.apply-btn:hover {
  background: #0055ff;
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(0, 51, 204, 0.4);
}

/* Card */
.hl-card {
    cursor: pointer;
    transition: 0.3s;
}

/* Image */
.hl-card img {
    width: 100%;
    height: 220px;
    object-fit: cover;
    border-radius: 6px;
}

/* Title */
.hl-card h3 {
    margin-top: 15px;
    font-size: 20px;
    color: #2aa7b8;
    font-weight: 600;
}

/* Hover effect */
.hl-card:hover {
    transform: translateY(-8px);
}

.hl-card:hover img {
    box-shadow: 0 10px 25px rgba(0,0,0,0.15);
}
/* Base animation setup */
.hl-card {
  opacity: 0;
  animation-duration: 1s;
  animation-fill-mode: forwards;
}

/* LEFT and RIGHT cards → from bottom */
.hl-card:nth-child(1),
.hl-card:nth-child(3),
.hl-card:nth-child(4),
.hl-card:nth-child(6) {
  transform: translateY(80px);
  animation-name: slideFromBottom;
}

/* CENTER cards → from top */
.hl-card:nth-child(2),
.hl-card:nth-child(5) {
  transform: translateY(-80px);
  animation-name: slideFromTop;
}

/* Keyframes */
@keyframes slideFromBottom {
  from {
    opacity: 0;
    transform: translateY(80px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes slideFromTop {
  from {
    opacity: 0;
    transform: translateY(-80px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Delay for smooth sequence */
.hl-card:nth-child(1) { animation-delay: 0.2s; }
.hl-card:nth-child(2) { animation-delay: 0.4s; }
.hl-card:nth-child(3) { animation-delay: 0.6s; }
.hl-card:nth-child(4) { animation-delay: 0.8s; }
.hl-card:nth-child(5) { animation-delay: 1s; }
.hl-card:nth-child(6) { animation-delay: 1.2s; }

/* SECTION */
.who-apply{
padding:70px 8%;
text-align:center;
background:#ffffff;
}

/* TITLE */
.who-title{
color:#1a56db;
margin-bottom:15px;
font-weight:700;
}

/* SUBTEXT */
.who-subtitle{
max-width:900px;
margin:auto;
color:#555;
font-size:17px;
line-height:1.6;
margin-bottom:50px;
}

/* CONTAINER */
.housing-container{
display:flex;
justify-content:center;
gap:30px;
flex-wrap:wrap;
}

/* CARD */
.housing-card{
width:340px;
background:white;
border-radius:8px;
overflow:hidden;
box-shadow:0 8px 25px rgba(0,0,0,0.08);
transition:0.3s;
align-items: stretch;
}

/* IMAGE */
.housing-card img{
width:100%;
height:210px;
object-fit:cover;
display:flex;
flex-direction: column;
}

/* TEXT AREA */
.card-content{
padding:22px;
text-align:center;
flex-grow: 1;
}

/* CARD COLORS */
.salaried{
background:#d9edf3;
}

.self{
background:#f2e8c9;
}

.business{
background:#ead8cc;
}

/* TITLE */
.card-content h3{
color:#1c9ab6;
font-size:20px;
margin-bottom:10px;
}

/* PARAGRAPH */
.card-content p{
font-size:15px;
color:#555;
line-height:1.6;
}

/* HOVER */
.housing-card:hover{
transform:translateY(-8px);
box-shadow:0 15px 35px rgba(0,0,0,0.15);
}

/* Container */
.eligibility-wrapper {
    display: flex;
    justify-content: center;
    gap: 40px;
    width: 100%;
}

/* Cards */
.eligibility-card {
    background: #ffffff;
    padding: 30px 35px;
    border-radius: 18px;
    flex: 1;
    text-align: left;
    line-height: 1.8;
    font-size: 16px;
    color: #444;

    box-shadow: 0 10px 30px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
}

/* Hover Effect */
.eligibility-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 18px 40px rgba(0,0,0,0.12);
}

/* List */
.eligibility-card ul {
    padding-left: 18px;
    margin: 10px 0 20px;
}

.eligibility-card li {
    margin-bottom: 8px;
}

/* Bold headings inside */
.eligibility-card strong {
    color: #222;
}

.faq-section {
    padding: 80px 20px;
    background: white;
}

.faq-title {
    text-align: center;
    font-size: 36px;
    color: #1a56db;
    background: white;
    margin-bottom: 40px;
}

.faq-container {
    max-width: 1000px;
    margin: auto;
}

.faq-item {
    border: 1px solid #ddd;
    margin-bottom: 10px;
}

/* Question Bar */
.faq-question {
    padding: 18px 20px;
    background: #f8f9fa;
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 17px;
}

/* Icon */
.faq-icon {
    font-size: 22px;
    font-weight: bold;
}

/* Answer hidden by default */
.faq-answer {
    display: none;
    padding: 20px;
    background: white;
    line-height: 1.7;
}

/* Show answer when active */
.faq-item.active .faq-answer {
    display: block;
}
.faq-answer {
    display: none;
}

.faq-item.active .faq-answer {
    display: block;
}

.faq-question {
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 10px;
}

.faq-icon {
    font-weight: bold;
    font-size: 18px;
    width: 20px;
}
/* LAP Section */
.lap-section {
    padding: 60px 8%;
    text-align: center;
}

/* Heading */
.lap-title {
    color: #1a56db;
    margin-bottom: 15px;
    font-weight: 700;
}

/* Subtext */
.lap-subtitle {
    max-width: 800px;
    margin: auto;
    font-size: 17px;
    color: #444;
    line-height: 1.6;
    margin-bottom: 50px;
}

/* Grid */
.lap-container {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

/* Apply Now Button */
.apply-btn-wrapper {
  text-align: center;
  margin-top: -20px;
}
.apply-btn {
  background: #00b4d8;
  color: #ffffff;
  padding: 15px 40px;
  font-size: 18px;
  font-weight: 600;
  border: none;
  border-radius: 50px;
  cursor: pointer;
  transition: all 0.3s ease;
  box-shadow: 0 4px 15px rgba(0, 51, 204, 0.3);
}

.apply-btn:hover {
  background: #0055ff;
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(0, 51, 204, 0.4);
}

/* Card */
.lap-card {
    cursor: pointer;
    transition: 0.3s;
}

/* Image */
.lap-card img {
    width: 100%;
    height: 220px;
    object-fit: cover;
    border-radius: 6px;
}

/* Title */
.lap-card h3 {
    margin-top: 15px;
    font-size: 20px;
    color: #2aa7b8;
    font-weight: 600;
}

/* Hover effect */
.lap-card:hover {
    transform: translateY(-8px);
}

.lap-card:hover img {
    box-shadow: 0 10px 25px rgba(0,0,0,0.15);
}
/* Base animation setup */
.lap-card {
  opacity: 0;
  animation-duration: 1s;
  animation-fill-mode: forwards;
}

/* LEFT and RIGHT cards → from bottom */
.lap-card:nth-child(1),
.lap-card:nth-child(3),
.lap-card:nth-child(4),
.lap-card:nth-child(6) {
  transform: translateY(80px);
  animation-name: slideFromBottom;
}

/* CENTER cards → from top */
.lap-card:nth-child(2),
.lap-card:nth-child(5) {
  transform: translateY(-80px);
  animation-name: slideFromTop;
}

/* Keyframes */
@keyframes slideFromBottom {
  from {
    opacity: 0;
    transform: translateY(80px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes slideFromTop {
  from {
    opacity: 0;
    transform: translateY(-80px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Delay for smooth sequence */
.lap-card:nth-child(1) { animation-delay: 0.2s; }
.lap-card:nth-child(2) { animation-delay: 0.4s; }
.lap-card:nth-child(3) { animation-delay: 0.6s; }
.lap-card:nth-child(4) { animation-delay: 0.8s; }
.lap-card:nth-child(5) { animation-delay: 1s; }
.lap-card:nth-child(6) { animation-delay: 1.2s; }

/* SECTION */
.who-apply{
padding:70px 8%;
text-align:center;
background:#ffffff;
}

/* TITLE */
.who-title{
color:#1a56db;
margin-bottom:15px;
font-weight:700;
}

/* SUBTEXT */
.who-subtitle{
max-width:900px;
margin:auto;
color:#555;
font-size:17px;
line-height:1.6;
margin-bottom:50px;
}

/* CONTAINER */
.lap-container{
display:flex;
justify-content:center;
gap:30px;
flex-wrap:wrap;
}

/* CARD */
.lap-card{
width:340px;
background:white;
border-radius:8px;
overflow:hidden;
box-shadow:0 8px 25px rgba(0,0,0,0.08);
transition:0.3s;
}

/* IMAGE */
.lap-card img{
width:100%;
height:210px;
object-fit:cover;
display:block;
}

/* TEXT AREA */
.card-content{
padding:22px;
text-align:center;
}

/* CARD COLORS */
.salaried{
background:#d9edf3;
}

.self{
background:#f2e8c9;
}

.business{
background:#ead8cc;
}

/* TITLE */
.card-content h3{
color:#1c9ab6;
font-size:20px;
margin-bottom:10px;
}

/* PARAGRAPH */
.card-content p{
font-size:15px;
color:#555;
line-height:1.6;
}

/* HOVER */
.lap-card:hover{
transform:translateY(-8px);
box-shadow:0 15px 35px rgba(0,0,0,0.15);
}

/* Container */
.eligibility-wrapper,
.eligibility-container {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 40px;
    width: 100%;
}

/* Cards */
.eligibility-card {
    background: #ffffff;
    padding: 35px 30px;
    border-radius: 18px;
    flex: 1 1 450px;
    min-width: 320px;
    max-width: 520px;
    text-align: left;
    line-height: 1.8;
    font-size: 16px;
    color: #444;

    box-shadow: 0 10px 30px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
}

/* Hover Effect */
.eligibility-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 18px 40px rgba(0,0,0,0.12);
}

/* List */
.eligibility-card ul {
    padding-left: 18px;
    margin: 10px 0 20px;
}

.eligibility-card li {
    margin-bottom: 8px;
}

/* Bold headings inside */
.eligibility-card strong {
    color: #222;
}

.faq-section {
    padding: 80px 20px;
    background: white;
}

.faq-title {
    text-align: center;
    font-size: 36px;
    color: #1a56db;
    background: white;
    margin-bottom: 40px;
}

.faq-container {
    max-width: 1000px;
    margin: auto;
}

.faq-item {
    border: 1px solid #ddd;
    margin-bottom: 10px;
}

/* Question Bar */
.faq-question {
    padding: 18px 20px;
    background: #f8f9fa;
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 17px;
}

/* Icon */
.faq-icon {
    font-size: 22px;
    font-weight: bold;
}

/* Answer hidden by default */
.faq-answer {
    display: none;
    padding: 20px;
    background: white;
    line-height: 1.7;
}

/* Show answer when active */
.faq-item.active .faq-answer {
    display: block;
}
.faq-answer {
    display: none;
}

.faq-item.active .faq-answer {
    display: block;
}

.faq-question {
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 10px;
}

.faq-icon {
    font-weight: bold;
    font-size: 18px;
    width: 20px;
}
.lap-feature-card{
cursor:pointer;
transition:0.3s;
text-align:center;
}

.lap-feature-card img{
width:100%;
height:220px;
object-fit:cover;
border-radius:6px;
}

.lap-feature-card h3{
margin-top:15px;
font-size:20px;
color:#2aa7b8;
font-weight:600;
}

.lap-feature-card:hover{
transform:translateY(-8px);
}

.lap-feature-card:hover img{
box-shadow:0 10px 25px rgba(0,0,0,0.15);
}
/* Education Loan Section */
.edu-section {
    padding: 60px 8%;
    text-align: center;
}

/* Heading */
.edu-title {
    color: #1a56db;
    margin-bottom: 15px;
    font-weight: 700;
}

/* Subtext */
.edu-subtitle {
    max-width: 800px;
    margin: auto;
    font-size: 17px;
    color: #444;
    line-height: 1.6;
    margin-bottom: 50px;
}

/* Grid */
.edu-container {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

/* Apply Now Button */
.apply-btn-wrapper {
  text-align: center;
  margin-top: -20px;
}
.apply-btn {
  background: #00b4d8;
  color: #ffffff;
  padding: 15px 40px;
  font-size: 18px;
  font-weight: 600;
  border: none;
  border-radius: 50px;
  cursor: pointer;
  transition: all 0.3s ease;
  box-shadow: 0 4px 15px rgba(0, 51, 204, 0.3);
}

.apply-btn:hover {
  background: #0055ff;
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(0, 51, 204, 0.4);
}

/* Card */
.edu-card {
    cursor: pointer;
    transition: 0.3s;
}

/* Image */
.edu-card img {
    width: 100%;
    height: 220px;
    object-fit: cover;
    border-radius: 6px;
}

/* Title */
.edu-card h3 {
    margin-top: 15px;
    font-size: 20px;
    color: #2aa7b8;
    font-weight: 600;
}

/* Hover effect */
.edu-card:hover{
transform:scale(1.04);
box-shadow:0 15px 35px rgba(0,0,0,0.15);
}

.edu-feature-card {
  opacity: 0;
  animation-duration: 1s;
  animation-fill-mode: forwards;
}

.edu-feature-card:nth-child(1),
.edu-feature-card:nth-child(3) {
  transform: translateY(80px);
  animation-name: slideFromBottom;
}

.edu-feature-card:nth-child(2) {
  transform: translateY(-80px);
  animation-name: slideFromTop;
}

.edu-feature-card:nth-child(1){animation-delay:0.2s;}
.edu-feature-card:nth-child(2){animation-delay:0.4s;}
.edu-feature-card:nth-child(3){animation-delay:0.6s;}

/* Keyframes */
@keyframes slideFromBottom {
  from {
    opacity: 0;
    transform: translateY(80px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes slideFromTop {
  from {
    opacity: 0;
    transform: translateY(-80px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Delay for smooth sequence */
.edu-card:nth-child(1) { animation-delay: 0.2s; }
.edu-card:nth-child(2) { animation-delay: 0.4s; }
.edu-card:nth-child(3) { animation-delay: 0.6s; }
.edu-card:nth-child(4) { animation-delay: 0.8s; }
.edu-card:nth-child(5) { animation-delay: 1s; }
.edu-card:nth-child(6) { animation-delay: 1.2s; }

/* SECTION */
.who-apply{
padding:70px 8%;
text-align:center;
background:#ffffff;
}

/* TITLE */
.who-title{
color:#1a56db;
margin-bottom:15px;
font-weight:700;
}

/* SUBTEXT */
.who-subtitle{
max-width:900px;
margin:auto;
color:#555;
font-size:17px;
line-height:1.6;
margin-bottom:50px;
}

/* CONTAINER */
.edu-container{
display:flex;
justify-content:center;
gap:30px;
flex-wrap:wrap;
}

/* CARD */
.edu-card{
width:340px;
background:white;
border-radius:8px;
overflow:hidden;
box-shadow:0 8px 25px rgba(0,0,0,0.08);
transition:0.3s;
}

/* IMAGE */
.edu-card img{
width:100%;
height:210px;
object-fit:cover;
display:block;
}

/* TEXT AREA */
.card-content{
padding:22px;
text-align:center;
}

/* CARD COLORS */
.salaried{
background:#d9edf3;
}

.self{
background:#f2e8c9;
}

.business{
background:#ead8cc;
}

/* TITLE */
.card-content h3{
color:#1c9ab6;
font-size:20px;
margin-bottom:10px;
}

/* PARAGRAPH */
.card-content p{
font-size:15px;
color:#555;
line-height:1.6;
}

/* HOVER */
.edu-card:hover{
transform:translateY(-8px);
box-shadow:0 15px 35px rgba(0,0,0,0.15);
}

/* Container */
.eligibility-wrapper {
    display: flex;
    justify-content: center;
    gap: 40px;
    width: 100%;
}

/* Cards */
.eligibility-card {
    background: #ffffff;
    padding: 35px 30px;
    border-radius: 18px;
    flex: 1;
    text-align: left;
    line-height: 1.8;
    font-size: 16px;
    color: #444;

    box-shadow: 0 10px 30px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
}

/* Hover Effect */
.eligibility-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 18px 40px rgba(0,0,0,0.12);
}

/* List */
.eligibility-card ul {
    padding-left: 18px;
    margin: 10px 0 20px;
}

.eligibility-card li {
    margin-bottom: 8px;
}

/* Bold headings inside */
.eligibility-card strong {
    color: #222;
}
.faq-section {
    padding: 80px 20px;
    background: white;
}

.faq-title {
    text-align: center;
    font-size: 36px;
    color: #1a56db;
    background: white;
    margin-bottom: 40px;
}

.faq-container {
    max-width: 1000px;
    margin: auto;
}

.faq-item {
    border: 1px solid #ddd;
    margin-bottom: 10px;
}

/* Question Bar */
.faq-question {
    padding: 18px 20px;
    background: #f8f9fa;
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 17px;
}

/* Icon */
.faq-icon {
    font-size: 22px;
    font-weight: bold;
}

/* Answer hidden by default */
.faq-answer {
    display: none;
    padding: 20px;
    background: white;
    line-height: 1.7;
}

/* Show answer when active */
.faq-item.active .faq-answer {
    display: block;
}
.faq-answer {
    display: none;
}

.faq-item.active .faq-answer {
    display: block;
}

.faq-question {
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 10px;
}

.faq-icon {
    font-weight: bold;
    font-size: 18px;
    width: 20px;
}
.edu-feature-card{
cursor:pointer;
transition:0.3s;
text-align:center;
}

.edu-feature-card img{
width:100%;
height:220px;
object-fit:cover;
border-radius:6px;
}

.edu-feature-card h3{
margin-top:15px;
font-size:20px;
color:#2aa7b8;
font-weight:600;
}

.edu-feature-card:hover{
transform:translateY(-8px);
}

.edu-feature-card:hover img{
box-shadow:0 10px 25px rgba(0,0,0,0.15);
}
/* Project Loan Section */
.proj-section {
    padding: 60px 8%;
    text-align: center;
}

/* Heading */
.proj-title {
    color: #1a56db;
    margin-bottom: 15px;
    font-weight: 700;
}

/* Subtext */
.proj-subtitle {
    max-width: 800px;
    margin: auto;
    font-size: 17px;
    color: #444;
    line-height: 1.6;
    margin-bottom: 50px;
}

/* Grid */
.proj-container {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

/* Apply Now Button */
.apply-btn-wrapper {
  text-align: center;
  margin-top: -20px;
}
.apply-btn {
  background: #00b4d8;
  color: #ffffff;
  padding: 15px 40px;
  font-size: 18px;
  font-weight: 600;
  border: none;
  border-radius: 50px;
  cursor: pointer;
  transition: all 0.3s ease;
  box-shadow: 0 4px 15px rgba(0, 51, 204, 0.3);
}

.apply-btn:hover {
  background: #0055ff;
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(0, 51, 204, 0.4);
}

/* Card */
.proj-card {
    cursor: pointer;
    transition: 0.3s;
}

/* Image */
.proj-card img {
    width: 100%;
    height: 220px;
    object-fit: cover;
    border-radius: 6px;
}

/* Title */
.proj-card h3 {
    margin-top: 15px;
    font-size: 20px;
    color: #2aa7b8;
    font-weight: 600;
}

/* Hover effect */
.proj-card:hover{
transform:scale(1.04);
box-shadow:0 15px 35px rgba(0,0,0,0.15);
}

.proj-feature-card {
  opacity: 0;
  animation-duration: 1s;
  animation-fill-mode: forwards;
}

.proj-feature-card:nth-child(1),
.proj-feature-card:nth-child(3) {
  transform: translateY(80px);
  animation-name: slideFromBottom;
}

.proj-feature-card:nth-child(2) {
  transform: translateY(-80px);
  animation-name: slideFromTop;
}

.proj-feature-card:nth-child(1){animation-delay:0.2s;}
.proj-feature-card:nth-child(2){animation-delay:0.4s;}
.proj-feature-card:nth-child(3){animation-delay:0.6s;}

/* Keyframes */
@keyframes slideFromBottom {
  from {
    opacity: 0;
    transform: translateY(80px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes slideFromTop {
  from {
    opacity: 0;
    transform: translateY(-80px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* Delay for smooth sequence */
.proj-card:nth-child(1) { animation-delay: 0.2s; }
.proj-card:nth-child(2) { animation-delay: 0.4s; }
.proj-card:nth-child(3) { animation-delay: 0.6s; }
.proj-card:nth-child(4) { animation-delay: 0.8s; }
.proj-card:nth-child(5) { animation-delay: 1s; }
.proj-card:nth-child(6) { animation-delay: 1.2s; }

/* SECTION */
.who-apply{
padding:70px 8%;
text-align:center;
background:#ffffff;
}

/* TITLE */
.who-title{
color:#1a56db;
margin-bottom:15px;
font-weight:700;
}

/* SUBTEXT */
.who-subtitle{
max-width:900px;
margin:auto;
color:#555;
font-size:17px;
line-height:1.6;
margin-bottom:50px;
}

/* CONTAINER */
.proj-container{
display:flex;
justify-content:center;
gap:30px;
flex-wrap:wrap;
}

/* CARD */
.proj-card{
width:340px;
background:white;
border-radius:8px;
overflow:hidden;
box-shadow:0 8px 25px rgba(0,0,0,0.08);
transition:0.3s;
}

/* IMAGE */
.proj-card img{
width:100%;
height:210px;
object-fit:cover;
display:block;
}

/* TEXT AREA */
.card-content{
padding:22px;
text-align:center;
}

/* CARD COLORS */
.salaried{
background:#d9edf3;
}

.self{
background:#f2e8c9;
}

.business{
background:#ead8cc;
}

/* TITLE */
.card-content h3{
color:#1c9ab6;
font-size:20px;
margin-bottom:10px;
}

/* PARAGRAPH */
.card-content p{
font-size:15px;
color:#555;
line-height:1.6;
}

/* HOVER */
.proj-card:hover{
transform:translateY(-8px);
box-shadow:0 15px 35px rgba(0,0,0,0.15);
}

/* Container */
.eligibility-wrapper {
    display: flex;
    justify-content: center;
    gap: 40px;
    width: 100%;
}

/* Cards */
.eligibility-card {
    background: #ffffff;
    padding: 35px 30px;
    border-radius: 18px;
    flex: 1;
    text-align: left;
    line-height: 1.8;
    font-size: 16px;
    color: #444;

    box-shadow: 0 10px 30px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
}

/* Hover Effect */
.eligibility-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 18px 40px rgba(0,0,0,0.12);
}

/* List */
.eligibility-card ul {
    padding-left: 18px;
    margin: 10px 0 20px;
}

.eligibility-card li {
    margin-bottom: 8px;
}

/* Bold headings inside */
.eligibility-card strong {
    color: #222;
}

.faq-section {
    padding: 80px 20px;
    background: white;
}

.faq-title {
    text-align: center;
    font-size: 36px;
    color: #1a56db;
    background: white;
    margin-bottom: 40px;
}

.faq-container {
    max-width: 1000px;
    margin: auto;
}

.faq-item {
    border: 1px solid #ddd;
    margin-bottom: 10px;
}

/* Question Bar */
.faq-question {
    padding: 18px 20px;
    background: #f8f9fa;
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 17px;
}

/* Icon */
.faq-icon {
    font-size: 22px;
    font-weight: bold;
}

/* Answer hidden by default */
.faq-answer {
    display: none;
    padding: 20px;
    background: white;
    line-height: 1.7;
}

/* Show answer when active */
.faq-item.active .faq-answer {
    display: block;
}
.faq-answer {
    display: none;
}

.faq-item.active .faq-answer {
    display: block;
}

.faq-question {
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 10px;
}

.faq-icon {
    font-weight: bold;
    font-size: 18px;
    width: 20px;
}
.proj-feature-card{
cursor:pointer;
transition:0.3s;
text-align:center;
}

.proj-feature-card img{
width:100%;
height:220px;
object-fit:cover;
border-radius:6px;
}

.proj-feature-card h3{
margin-top:15px;
font-size:20px;
color:#2aa7b8;
font-weight:600;
}

.proj-feature-card:hover{
transform:translateY(-8px);
}

.proj-feature-card:hover img{
box-shadow:0 10px 25px rgba(0,0,0,0.15);
}

/* JOIN TEAM HERO */
.team-hero{
width:100%;
margin:0;
padding:0;
}

.team-hero img{
width:100%;
height:420px;
object-fit:cover;
display:block;
}
/* Resume Section */

.resume-section{
padding:60px 8%;
background:#f7f7f7;
}

.resume-title{
text-align:center;
color:#1a56db;
margin-bottom:40px;
font-weight:700;
}

.resume-container{
display:flex;
gap:40px;
align-items:flex-start;
}

/* Map */

.resume-map{
flex:1;
}

/* Form */

.resume-form{
flex:1;
}

.form-group{
margin-bottom:25px;
}

.form-group input{
width:100%;
border:none;
border-bottom:1px solid #ccc;
padding:10px 5px;
font-size:16px;
outline:none;
background:transparent;
}

/* Upload Box */

.upload-label{
font-size:14px;
color:#555;
}

.upload-box{
border:2px dashed #ccc;
padding:40px;
text-align:center;
margin-top:10px;
margin-bottom:25px;
position:relative;
}

.upload-box span{
color:#1a56db;
cursor:pointer;
font-weight:500;
}

.upload-box input{
position:absolute;
width:100%;
height:100%;
left:0;
top:0;
opacity:0;
cursor:pointer;
}

/* Button */

.send-btn{
background:#1a56db;
color:white;
border:none;
padding:12px 28px;
font-size:16px;
cursor:pointer;
border-radius:3px;
}

.send-btn:hover{
background:#0f3fb6;
}
/* CONTACT PAGE */

.contact-section{
padding:60px 8%;
background:#f7f7f7;
}

.contact-title{
text-align:center;
color:#1a56db;
margin-bottom:40px;
font-weight:700;
}

.contact-container{
display:flex;
gap:40px;
align-items:center;
}

/* LEFT IMAGE */

.contact-image{
flex:1;
position:relative;
}

.contact-image img{
width:100%;
height:350px;
object-fit:cover;
border-radius:6px;
}

.contact-overlay{
position:absolute;
top:50%;
left:50%;
transform:translate(-50%,-50%);
color:#1a56db;
font-size:26px;
font-weight:700;
}

/* FORM */

.contact-form{
flex:1;
}

.form-group{
margin-bottom:25px;
}

.form-group input,
.form-group textarea{
width:100%;
border:none;
border-bottom:1px solid #ccc;
padding:10px 5px;
font-size:16px;
outline:none;
background:transparent;
}

.form-group textarea{
height:80px;
resize:none;
}

/* BUTTON */

.send-btn{
background:#1a56db;
color:white;
border:none;
padding:12px 28px;
font-size:16px;
cursor:pointer;
border-radius:3px;
}

.send-btn:hover{
background:#0f3fb6;
}

/* Popup Background */

.form-popup{
display:none;
position:fixed;
top:0;
left:0;
width:100%;
height:100%;
background:rgba(0,0,0,0.45);
justify-content:center;
align-items:center;
z-index:9999;
}


/* Form Box */

.form-container{
background:#fff;
padding:35px;
width:420px;
border-radius:12px;
text-align: center;
position:relative;
box-shadow:0 15px 40px rgba(0,0,0,0.2);
}


/* Close Button */

.close-btn{
position:absolute;
top:10px;
right:18px;
font-size:22px;
cursor:pointer;
}


/* Inputs */
.form-container input,  
.form-container select,
.form-container textarea{
width:100%;
padding:12px;
margin-bottom: 15px;
border:1px solid #ccc;
border-radius:6px;
font-size: 14px;
}
/* TITLE */
.form-container h2{
    color:#1a56db;
    font-size:30px;
    margin-bottom:20px;
}

/* Submit Button */
.submit-btn{
margin-top:15px;
width:100%;
padding:12px;
border:none;
background:#00a8cc;
color:#fff;
font-size:16px;
border-radius:5px;
cursor:pointer;
}

.submit-btn:hover{
background:#008bb0;
}
/* THANK YOU CARD */

.thank-you-card{
  display:flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  background:white;
  padding:30px;
  border-radius: 10px;
  animation:fadeIn 0.5s ease;
}

.thank-you-card h2{
  font-size:22px;
  color:#0077b6;
  margin-bottom:10px;
}

.thank-you-card p{
  color:#555;
  font-size:15px;
  line-height:1.6;
  margin-bottom:25px;
}

/* Button */

.thank-you-card button{
  padding:10px 25px;
  border:none;
  background:#0077b6;
  color:white;
  border-radius:25px;
  cursor:pointer;
  font-size:14px;
  transition:0.3s;
}

.thank-you-card button:hover{
  background:#005f8e;
}

/* Animation */

@keyframes fadeIn{
  from{
    opacity:0;
    transform:translateY(20px);
  }
  to{
    opacity:1;
    transform:translateY(0);
  }
}

.thank-you-card{
animation: fadeInUp 0.6s ease;
}

@keyframes fadeInUp{
from{
opacity:0;
transform:translateY(20px);
}
to{
opacity:1;
transform:translateY(0);
}
}
.success-gif{
width:250px;
height:auto;
margin-bottom:-40px;
}
/* Appointment Popup */

.appointment-modal {
  position: fixed;
  inset: 0;
  display: flex;

  justify-content: center;
  align-items: center;

  background: rgba(0,0,0,0.6);
  z-index: 9999;

  opacity: 0;
  pointer-events: none;
  transition: 0.3s;
}

.appointment-modal.active {
  opacity: 1;
  pointer-events: all;
}

/* Popup Box */

.appointment-box{
background:#fff;
padding:35px;
width:420px;
border-radius:10px;
box-shadow:0 15px 35px rgba(0,0,0,0.2);
display: flex;
flex-direction: column;
justify-content: center;
align-items: center;
text-align:center;
position:relative;
min-height: 350px;
animation:popupAnimation 0.3s ease;
}

@keyframes popupAnimation{
from{
transform:scale(0.9);
opacity:0;
}
to{
transform:scale(1);
opacity:1;
}
}

/* Close Button */

.close-appointment{
position:absolute;
top:12px;
right:15px;
font-size:24px;
cursor:pointer;
color:#555;
}

/* Title */

.appointment-box h2{
color:#1a56db;
margin-bottom:10px;
font-size:28px;
font-weight:600;
line-height:1.3;
}

.appointment-box p{
font-size:14px;
color:#777;
margin-bottom:20px;
}

/* Form Inputs */

.appointment-form input,
.appointment-form select,
.appointment-form textarea{
width:100%;
padding:12px;
margin-bottom:15px;
border:1px solid #ddd;
border-radius:6px;
font-size:15px;
outline:none;
}

/* Submit Button */

.appointment-submit{
width:100%;
background:#1a56db;
color:white;
border:none;
padding:12px;
border-radius:6px;
font-size:16px;
cursor:pointer;
transition:0.3s;
}

.appointment-submit:hover{
background:#0f3fb6;
}
input[type="time"] {
  color: #555;
}
.confirmation-box{
display:none;
background:#e8f9f1;
border:1px solid #28a745;
color:#155724;
padding:20px;
border-radius:8px;
margin-top:20px;
text-align:center;
box-shadow:0 5px 15px rgba(0,0,0,0.1);
}

.confirmation-box h3{
margin-bottom:10px;
}
/* NAVBAR APPLY NOW BUTTON */
.nav-menu .nav-apply-btn {
  all: unset;

  display: inline-block;
  margin-left: 60px;
  padding: 10px 22px;

  border-radius: 30px;
  background: linear-gradient(135deg, #0077ff, #00c6ff);
  color: #fff;

  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.3px;

  cursor: pointer;
  transition: all 0.3s ease;

  box-shadow: 0 4px 12px rgba(0, 119, 255, 0.3);
}

/* HOVER */
.nav-menu .nav-apply-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(0, 119, 255, 0.4);
}

/* CLICK */
.nav-menu .nav-apply-btn:active {
  transform: scale(0.96);
}
.menu-toggle 
.sidebar,
.overlay{
  display: none;
}
.tick {
    color: #28a745;
    font-weight: bold;
    margin-left: 5px;
}

/* Hamburger */
.hamburger{
    display:none;
    font-size:32px;
    cursor:pointer;
    color:#0B57D0;
    font-weight:bold;
}
 .mobile-break{
    display:none;
}
/* ===== Global Section Headings ===== */

.section-title,
.why-choose-us h2,
.services-section h2,
.testimonials-section h2,
.partners-section h2,
.awards-title,
.pl-heading,
.bl-title,
.hl-title,
.lap-title,
.edu-title,
.proj-title,
.contact-title,
.resume-title,
.faq-title,
.who-title {
    font-size: 40px;
    font-weight: 700;
}

/* ===================================
   Responsiveness TABLET
=================================== */
@media (max-width: 1024px){

  .services-grid,
  .pl-grid,
  .bl-container,
  .hl-container,
  .lap-container,
  .edu-container,
  .proj-container{
    grid-template-columns: repeat(2,1fr);
  }

  .footer-container{
    grid-template-columns: repeat(2,1fr);
  }

  .about-container,
  .contact-container,
  .resume-container{
    flex-direction: column;
  }
}

/* ===================================
   MOBILE
=================================== */
.mobile-sticky-bar{
    display:none;
}

@media (max-width: 768px){
  /* Mobile Social Icons */
.social-icons{
    width:100%;
    display:flex;
    align-items:center;
}
.social-icons a{
    margin-right:1px;
}
.bni{
    margin-left:auto;
    width:80px;
    height:auto;
}
.mobile-sticky-bar{
    display:flex;
    opacity:0;
    visibility:hidden;

    position:fixed;
    bottom:0;
    left:0;
    width:100%;
    height:72px;

    background:#fff;
    justify-content:space-around;
    align-items:center;

    box-shadow:0 -4px 20px rgba(0,0,0,.08);
    z-index:9999;
    border-top:1px solid #f1f1f1;

    transform:translateY(100%);

    transition:
        transform .6s cubic-bezier(.22,1,.36,1),
        opacity .6s ease;
}

.mobile-sticky-bar.show{
    opacity:1;
    visibility:visible;
    transform:translateY(0);
}
    .sticky-action{
        display:flex;
        flex-direction:column;
        align-items:center;
        gap:4px;
        text-decoration:none;
        color:#6b7280;
        font-size:11px;
        font-weight:500;
    }

    .sticky-action i{
        font-size:18px;
    }

    .sticky-apply{
        background:#0B57D0;
        color:#fff;
        text-decoration:none;
        padding:12px 26px;
        border-radius:14px;
        font-size:13px;
        font-weight:600;
        box-shadow:0 6px 18px rgba(11,87,208,.25);
        transform:translateY(-8px);
    }
    
    .sticky-action,
.sticky-apply{
    transition:all .2s ease;
}

.sticky-action:active{
    transform:scale(.95);
    color:#0B57D0;
}

.sticky-apply:active{
    transform:scale(.97);
    background:#0847ab;
}

  /* Top Bar */
  .top-bar{
    flex-direction: column;
    gap: 15px;
    padding: 8px 12px;
  }

  .top-buttons{
    display: none;
  }

  .btn-outline{
    width: 100%;
  }

  /* Header */
  .main-header{
    flex-direction: column;
    padding: 10px;
  }
.hamburger{
    display:block;
}

.main-header{
    position:relative;
    flex-direction:row;
    justify-content:space-between;
    align-items:center;
}

.nav-menu{
    display:none;
}

.nav-menu.active{
    display:flex;
    flex-direction:column;
    position:absolute;
    top:100%;
    left:0;
    width:100%;
    background:white;
    padding:20px;
    gap:15px;
    z-index:9999;
    box-shadow:0 5px 15px rgba(0,0,0,0.15);
}

.nav-menu .nav-apply-btn{
    margin-left:0;
    width:100%;
}
/* Hero */
.hero-banner{
    height:220px !important;
    min-height:auto !important;
    overflow:hidden;
    margin-bottom:0 !important;
    padding-bottom:0 !important;
}

.hero-video{
    width:100%;
    height:100%;
    object-fit:contain;
}
.hero-banner + section{
    margin-top:0 !important;
    padding-top:20px !important;
}
.section-title,
.why-choose-us h2,
.services-section h2,
.testimonials-section h2,
.partners-section h2,
.awards-title,
.pl-heading,
.bl-title,
.hl-title,
.lap-title,
.edu-title,
.proj-title,
.contact-title,
.resume-title,
.faq-title,
.who-title{
    font-size:30px;
    line-height:1.2;
}
  .why-choose-us h2{
    font-size:30px;
    line-height:1.2;
    white-space: normal;
}
.mobile-break{
    display:block;
}
  /* Grids */
  .services-grid,
  .pl-grid,
  .bl-container,
  .hl-container,
  .edu-container,
  .proj-container{
    grid-template-columns: 1fr;
  }

  .features-grid{
    display:flex;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    gap:15px;
    scrollbar-width:none;
    -ms-overflow-style:none;
    padding:0 10px;
    box-sizing:border-box;
}
.features-grid::-webkit-scrollbar{
    display:none;
}
.feature-card{
    flex:0 0 calc(100% - 20px);
    scroll-snap-align:center;
    margin:0 auto;
}

.testimonials-grid{
    grid-template-columns:1fr;
    display:flex;
    flex-direction:column;
    gap:18px;
    padding:0 4px;
}
.feature-card{
    padding:18px 12px;
}

.feature-card h3{
    font-size:16px;
    line-height:1.3;
}

.feature-card p{
    font-size:12px;
    line-height:1.5;
}
.feature-icon{
    width:60px;
    height:60px;
}
/* Services Section Mobile */
.services-grid{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:16px;
}

.service-card{
    background:#fff;
    border-radius:12px;
    padding:16px 10px;
    min-height:180px;

    display:flex;
    flex-direction:column;
    align-items:center;
    justify-content:space-between;

    box-shadow:0 2px 10px rgba(0,0,0,0.08);
}

.service-card img{
    width:75px;
    height:75px;
    object-fit:contain;
}

/* These two icons are visually smaller */
.service-card img[alt="Education Loan"]{
    width:150px;
    height:auto;
    margin-top: 1px;
}
.service-card img[alt="Education Loan"] + h3{
    margin-top:20px;
}
.service-card img[alt="Project Loan"]{
    width:130px;
    height:auto;
    margin-top: -20px;
}
.service-card img[alt="Business Loan"]{
    width:130px;
    height:auto;
    margin-top: 5px;
}
.service-card img[alt="Personal Loan"]{
    width:120px;
    height:auto;
    margin-bottom: -40px;
}
.service-card img[alt="Project Loan"] + h3{
    margin-top:30px;
}
.service-card h3{
    margin:10px 0;
    font-size:14px;
    font-weight:600;
    line-height:1.2;
    text-align:center;
    color:#0B57D0;

    min-height:34px;

    display:flex;
    align-items:center;
    justify-content:center;
}
/* Call Our Experts Button */
.call-expert-btn {
  display: inline-flex;
  align-items: center;
  margin-top: 50px;
  gap: 8px;
  background-color: #00b4d8;
  color: #ffffff;
  padding: 7px 7px;
  border-radius: 6px;
  text-decoration: none;
  font-weight: 600;
  cursor: pointer;
  transition: background-color 0.3s ease;
}

.call-expert-btn:hover {
  background: #0055ff;
  box-shadow: 0 8px 20px rgba(0, 51, 204, 0.4);
}

.btn-icon {
  width: 30px;
  height: 30px;
}

.testimonial-card{
    position:relative;
    height:auto !important;
    min-height: auto !important;
    display: block !important;
    width: 100%;
    max-width: none;
    padding:22px;
    border-radius:24px;

    background:linear-gradient(
        135deg,
        rgba(255,255,255,0.75),
        rgba(255,255,255,0.45)
    );

    backdrop-filter:blur(18px);
    -webkit-backdrop-filter:blur(18px);

    border:1px solid rgba(255,255,255,0.35);

    box-shadow:
        0 8px 32px rgba(31,38,135,0.12),
        inset 0 1px 0 rgba(255,255,255,0.5);

    overflow:hidden;
}
.testimonial-card:nth-child(1){
    background:
        linear-gradient(
            135deg,
            rgba(219,238,255,0.95),
            rgba(242,249,255,0.75)
        );
}
.testimonial-card:nth-child(2){
    background:
        linear-gradient(
            135deg,
            rgba(255,228,240,0.95),
            rgba(255,245,248,0.75)
        );
}
.testimonial-card:nth-child(3){
    background:
        linear-gradient(
            135deg,
            rgba(255,244,214,0.95),
            rgba(255,250,236,0.75)
        );
}
/* Blue Card Quote */
.testimonial-card:nth-child(1) .quote-icon{
    color:#b7dcff;
}

/* Pink Card Quote */
.testimonial-card:nth-child(2) .quote-icon{
    color:#ffb8d3;
}

/* Yellow Card Quote */
.testimonial-card:nth-child(3) .quote-icon{
    color:#ffd76a;
}
.quote-icon{
    width:32px;
    height:32px;
    flex-shrink: 0;
    border-radius:50%;

    display:flex;
    align-items:center;
    justify-content:center;

    font-size:42px;
    font-weight:700;

    box-shadow:0 4px 15px rgba(0,0,0,.08);
}
/* Blue Card */
.testimonial-card:nth-child(1){
    background:
    linear-gradient(
        225deg,
        #d6ecff 0%,
        #e8f5ff 40%,
        #f5fbff 70%,
        #e6f2ff 100%
    );
}

/* Pink Card */
.testimonial-card:nth-child(2){
    background:
    linear-gradient(
        225deg,
        #ffd3e4 0%,
        #ffe4ef 35%,
        #fff3f8 70%,
        #ffe0ec 100%
    );
}

/* Yellow Card */
.testimonial-card:nth-child(3){
    background:
    linear-gradient(
        225deg,
        #ffe7a3 0%,
        #fff1c8 35%,
        #fff9e7 70%,
        #ffecc0 100%
    );
}
.testimonial-content{
    display:flex;
    align-items:flex-start;
    gap:14px;
}
.reviewer{
    display:flex;
    align-items:center;
    gap:14px;
    margin-top:18px;
}
.initial-circle{
    width:48px;
    height:48px;

    border-radius:50%;

    display:flex;
    align-items:center;
    justify-content:center;

    color:#fff;
    font-weight:700;
    font-size:18px;

    flex-shrink:0;

    box-shadow:
      0 6px 20px rgba(0,0,0,.15);
}
.reviewer-details{
    display:flex;
    flex-direction:column;
    align-items: flex-start;
}

.reviewer-name{
    font-size:16px;
    font-weight:700;
    color:#0B57D0;
}

.rating{
    color:#2563eb;
    letter-spacing:2px;
    font-size: 15px;
    margin-top:4px;
}
.testimonial-text{
    margin:0;
    flex: 1;
    font-size:15px;
    line-height:1.8;

    text-align:justify;
    text-justify: inter-word;
    color:#1f2937;
}
.testimonials-section{
    padding:40px 0 100px;
    background:linear-gradient(
        180deg,
        #f8fbff 0%,
        #eef5ff 100%
    );
    margin-left: -20px;
    margin-right: -20px;
}
.stats-section{
    background:#fff;
    padding:40px 20px;
}

.stats-container{
    display:flex;
    flex-direction:column;
    gap:18px;
}

/* All cards */
.stat-box{
    width:100%;
    border-radius:22px;
    padding:24px 20px;
    text-align:center;
    background:linear-gradient(
        225deg,
        #d6ecff 0%,
        #e8f5ff 40%,
        #f8fcff 75%,
        #eef6ff 100%
    );
    box-shadow:0 10px 25px rgba(0,0,0,.08);
}

.stat-box h2{
  color:#0B57D0;
    font-size:42px;
    font-weight:700;
    margin-bottom:10px;
}

.stat-box p{
  color:#4b5563;
    font-size:16px;
    margin:0;
}
/* Footer container */
.footer-container{
    display:flex;
    flex-direction:column;
    align-items:center;
    text-align:center;
    gap:30px;
}

/* Logo */
.footer-logo{
    width:100%;
    display:flex;
    justify-content:center;
}

.footer-logo img{
    margin:0 auto;
}

/* Contact section */
.footer-contact{
    width:100%;
    display:flex;
    flex-direction:column;
    align-items:center;
}

.footer-contact h3{
    text-align:center;
}

/* Contact items */
.contact-item{
    justify-content:center;
    text-align:center;
    width:100%;
}

.contact-item i{
    margin-right:8px;
}
  /* Forms */
  .form-container,
  .consult-box,
  .appointment-box{
    width: 95%;
  }

  .name-row{
    flex-direction: column;
  }
  /* ===================================
   ABOUT US PAGE
=================================== */
/* Hide desktop hero */
    .about-hero{
        display:none;
    }

    /* Hide Team Loan Experts section */
    .team-section{
        display:none;
    }

    /* Show mobile hero */
    .mobile-about-hero{
      opacity: 0;
        display:flex;
        flex-direction:column;
        align-items:center;
        padding:20px;
        background:#fff;
        transform: translateY(35px);
    animation: mobileHeroFade 1s ease forwards;
    }

    .mobile-about-hero img{
        width:100%;
        border-radius:18px;
        display:block;
        transform: scale(1.08);
    animation: mobileHeroZoom 1.5s ease forwards;
    }

    .mobile-about-hero .consult-btn{
      opacity: 0;
        margin-top:22px;
        width:100%;
        max-width:320px;
        animation: buttonFade 0.8s ease forwards;
    animation-delay:0.7s;
    }
    .about-left{
        display:none;
    }
    .about-container{
        display:block;
        padding:0 20px 40px;
    }
    .about-right{
        width:100%;
        display: block;
        opacity: 1;
        transform: none;
    }
    @keyframes mobileHeroFade{
    from{
        opacity:0;
        transform:translateY(35px);
    }
    to{
        opacity:1;
        transform:translateY(0);
    }
}

@keyframes mobileHeroZoom{
    from{
        transform:scale(1.08);
    }
    to{
        transform:scale(1);
    }
}

@keyframes buttonFade{
    from{
        opacity:0;
        transform:translateY(20px);
    }
    to{
        opacity:1;
        transform:translateY(0);
    }
}
.awards-gallery{
    display:flex;
    overflow-x:auto;
    scroll-snap-type:x mandatory;
    scroll-behavior:smooth;

    gap:20px;

    scrollbar-width:none;
    -ms-overflow-style:none;
}

.awards-gallery::-webkit-scrollbar{
    display:none;
}

.award-card{
    flex:0 0 100%;
    scroll-snap-align:center;

    display:flex;
    align-items:center;
    gap:18px;

    background:#fff;
    border-radius:22px;
    padding:18px;

    box-shadow:0 8px 30px rgba(16,24,40,.08);
}

.award-card img{
    width:100px;
    height:100px;
    object-fit:cover;
    border-radius:14px;
}

.award-info{
    flex:1;
}

.award-info h3{
    font-size:20px;
    color:#0b2545;
    margin-bottom:10px;
}

.award-info p{
    font-size:15px;
    color:#555;
    line-height:1.6;
    margin-bottom:12px;
}

.award-year{
    display:inline-block;
    background:#eef4ff;
    color:#2563eb;
    padding:5px 12px;
    border-radius:20px;
    font-size:13px;
    font-weight:600;
}
/* Contact Us page */
.contact-image {
  display: none;
}
/* Join Our Team */
.team-hero {
  display: none;
}
}

/* ===================================
   SMALL PHONES
=================================== */
@media (max-width: 480px){

  .feature-card,
  .testimonial-card{
    min-height: auto;
    padding: 24px 22px;
  }

  .apply-btn{
    width: 90%;
    padding: 14px;
  }

  .call-expert-btn{
    width: 90%;
    justify-content: center;
  }

  .footer-logo img{
    width: 120px;
  }
}